Is a new home in your future? Let us help you get there with the right mortgage.

Learn More APPLY NOW
Low Down Payment Solutions

Available to qualified first-time homebuyers, and offers a low down payment option of just three percent, with no geographic or income restrictions.

Some Fun Facts


2018 Homes Sold in the US


Home Loans Currently in the US


% of Home Sales to First-Time Buyers


% of Home Loans to First-Time Buyers

Our Clients Say

Benefits of a Good Credit Score!

The foundation of any mortgage is your credit rating, and while a lower credit rating may not prevent you from getting a mortgage, the higher your score, the better mortgage you can get. This is important for both the longterm status of your mortgage and the bid you make on a house you're interested in.

When you make an offer on a house, most sellers don't only look at the overall financial offer, but various other factors, including your mortgage. The type of mortgage and the terms you have can be significant factors in the decision the seller makes. If you have an FHA mortgage, and a competing bid has a conventional mortgage, many sellers will be tempted to choose the conventional mortgage, even if your bid is a bit higher.

You can certainly still buy a home with a lower credit rating and an FHA mortgage, but the better your rating, the better your chances of getting your dream home!

Additionally, the terms of the mortgage itself can change drastically based on your credit score, particularly the interest rate, which may ultimately save you thousands over the course of your mortgage. Even just 100 points on your credit score can make a significant difference, so getting your credit score as high as possible (and lowering your debt to income ratio) is an essential part of getting the best mortgage terms you can!

Latest news

Oct 17

Mortgage Rates Dip Sparks Loan Refinancing

Falling weekly mortgage rates is leading to not only an increase in home buying but is also seeing an even bigger demand when it comes to loan refinancing. That’s because when mortgage rates drop it’s viewed as a buyers market because it typically translates into lower interest rates being offered by lenders. Borrowers are then […]

Oct 9

Mortgage Rates Hold Steady

US Mortage rates appear to be holding steady despite a shaky economic outlook, which is welcome news for those looking to buy a home. According to the latest numbers from the Federal Home Loan Mortgage Corporation (FHLMC), also known as Freddie Mac, shows the 30-year fixed-rate mortgage ticked up to 3.65 percent with an average […]